3–8%
of reinsurance value recovered
Reinsurance control. Built into the system, not bolted on.
Ceded. Assumed. Core. One architecture.
INTX is built to run reinsurance at the operational core, including ceded and assumed reinsurance, inside the same system that runs policy, claims, billing, and financials. One data model. One financial truth. Reinsurance that executes, not reconciles.
Reinsurance Is Where Insurance Economics Break Down
Reinsurance connects every part of the insurance operation, including risk, capital, claims, and financial performance. Yet it is the part most organizations still run manually, outside the system, with reconciliation happening after the fact.
INTX solves reinsurance at the system level by embedding it into every transaction from inception instead of applying it downstream. The result is a single operational flow across the full lifecycle.
1
Policy Written
Reinsurance aligned instantly
2
Claim Processed
Recoverables tracked in real time
3
Reporting Generated
Reflects live exposure
4
Capital Evaluated
Based on current financial position
Reinsurance at the core. Everything else unified around it.
Reinsurance + Core + Financials + APIs. One architecture, one data model.
Reinsurance is the architectureNot added later. Not integrated externally.
Not added later. Not integrated externally.
Built in from the start.
Every other platform treats reinsurance as a downstream workflow. INTX treats it as an architectural requirement. The result is a system where reinsurance logic runs inside every transaction instead of being applied afterward.
Reinsurance in every transaction:
At Bind
Treaty logic is applied automatically
At Allocation
Premium, exposure, and commissions calculated in-system
At Claim
Recoverables triggered and tracked instantly
At Reporting
Financials reflect real-time reinsurance position
At Capital
Exposure and reserves continuously aligned
Reinsurance is executed, not reconciled.
What the platform delivers
This is not coordination. It is control.
- Reinsurance embedded into every transaction, including ceded and assumed reinsurance, at the moment it happens
- Real-time financial visibility across exposure, capital, and performance, rather than being reconstructed at month-end
- Elimination of reconciliation and manual workflows
- Continuous capital alignment
- Faster product launch and operational execution
This is What Makes INTX Different
Legacy Systems
Manage transactions
Reconcile after the fact
Operate across multiple systems
INTX
Runs the full operating model
Aligns reinsurance at the core
Unified data for better decisions
Start with reinsurance. Expand to full control.
Unified system. Flexible entry point.
Most organizations begin with reinsurance, the highest-value and most underserved layer in insurance operations. INTX is built to start there and extend to the full platform without rework.
Reinsurance-first deployment
Deploy ReinsureConnect or INTX Re, gaining immediate control over ceded or assumed reinsurance, capital visibility, and recoverables. Your existing policy and claims systems remain intact.
Full platform deployment
Replace fragmented systems with a unified operating model. Reinsurance, policy, claims, billing, and financials run inside one architecture with one data model and one financial truth.
Expand to full control
As adoption grows, extend INTX into policy, claims, and billing. Move from coordination to complete system control.
Unified system. Flexible entry point.
Whether deployed as a full platform or with reinsurance, the architecture remains the same, the data model remains unified, and the system of record remains consistent. No re-platforming later. No rework. No fragmentation reintroduced.
What INTX replaces
Most organizations are coordinating across 2–3 systems. With 72% relying on spreadsheets for critical workflows.
INTX replaces that coordination with one system, giving back the 12,000–22,000 hours per year spent reconciling, rebuilding, and compensating for fragmentation.
One data model. One financial truth. No overhead.
Mistreated Reinsurance Amplifies the Problem
Reinsurance connects risk, capital, claims, and financial performance. Yet it remains disconnected, manual, and delayed.
The industry cites 1–2% leakage. That reflects recoverables only. When measured across the full lifecycle:
3–8%+
Of Reinsurance Value at Risk
INTX replaces fragmentation with continuity.
One system. One flow. One real-time financial state.
Platform architecture
Open, not dependent.
INTX integrates into your ecosystem without becoming dependent on it. You own your data. You control your integrations. The system of record remains unified.
API-First
Every function accessible and extensible.
Event-Driven
Every transaction aligned instantly across the system.
Unified Data Model
One dataset. Every output real-time.
Cloud-Native (Azure)
High availability, resilient by design.
Measurable outcomes
A different operating model.
12K–22K
operational hours returned annually
Live
across carriers, MGAs, and reinsurers
- Multi-program and multi-entity
- Cross-border operations
- Embedded and assumed reinsurance
- Real-time regulatory reporting
A different operating model
Legacy platforms manage transactions.
INTX manages the economics of insurance.